Free Demat account opening in just 10 minutes

About 10 minutes — the process is completely online and paperless.

Yes, account opening is free. Annual maintenance and other charges apply as per the current tariff.

Holdings are held with NSDL, and you receive alerts from CDSL/NSDL for debits. Never share your credentials or OTP.

Usually yes — the trading account places orders and the demat account holds the securities. PCJ opens both together, online.

Yes — a demat account can hold shares, ETFs, bonds and mutual fund units in one place.

A small fee levied per ISIN when securities are debited (typically on a delivery sell), as per the tariff.

A Demat (dematerialised) account holds your shares, bonds, ETFs and other securities in electronic form, just like a bank account holds money. When you buy shares they are credited to it, and when you sell they are debited from it. PCJ opens your demat account with NSDL, India's first and largest depository.

The trading account is what you use to buy and sell on the exchange, while the demat account is where your securities are stored after the trade settles. They work as a pair: money and orders flow through the trading account, and shares rest in the demat account. PCJ opens both together in one application.

CAS stands for Consolidated Account Statement. It is a single monthly statement that shows all your holdings across NSDL, CDSL and your mutual funds in one place. It reaches you by email and is the easiest way to review everything you own, even if you have accounts with more than one broker.

Yes, and you should. Adding a nominee means your investments can be transmitted smoothly to your loved ones without lengthy paperwork. SEBI requires every demat account holder to either register a nominee or formally opt out. You can add or change a nominee online in a few minutes — ask your RM for the link.

Physical share certificates can no longer be sold or transferred — SEBI requires them to be dematerialised first. The process involves submitting a Demat Request Form along with your certificates through your depository participant. PCJ handles this end to end; see our Physical to Demat page for the steps and documents.

Opening an account with PCJ is 100% online and paperless. Keep your PAN card, Aadhaar (linked to your mobile number) and a cancelled cheque or bank statement ready. Fill the eKYC form at ekyc.pcjholdings.in, upload the documents, complete a quick selfie verification and e-sign with your Aadhaar OTP. The whole process takes about 15 minutes, and your account is usually activated within 24 to 48 working hours. A dedicated Relationship Manager is assigned to help you from day one.

You need just three things: your PAN card, your Aadhaar card linked to your mobile number (for OTP-based e-sign), and a bank proof such as a cancelled cheque or a recent bank statement. If you want to trade in futures and options, commodities or currency, you may also need an income proof such as a salary slip, bank statement of the last six months, or your latest ITR acknowledgement — this is a SEBI requirement for derivative segments.

The online form itself takes about 15 minutes. After you e-sign, our team verifies your documents and your account is typically activated within 24 to 48 working hours. You will receive your client code and login details by email and SMS as soon as the account is live.

Please see our Pricing page for the current account opening and annual maintenance charges — we keep the schedule transparent and updated there. Your Relationship Manager will also explain every charge before you begin, so there are no surprises later.

Yes, Non-Resident Indians can invest in Indian markets through the proper NRI route, which needs an NRE or NRO bank account and a few extra documents such as your passport and overseas address proof. The process has more steps than a resident account, so the easiest way is to request a call back — our team will guide you end to end.

Yes. You can open a new account with PCJ and transfer your existing holdings from your old broker. Shares move from demat to demat without selling, so there is no tax event on the transfer itself. Our team helps you with the closure-cum-transfer form of your old depository participant so the shift is smooth.

Yes. PCJ Holdings is a SEBI-registered stock broker and a depository participant with NSDL, and a member of NSE, BSE and MCX since 2006. Your shares are not held by us — they sit in your own demat account with the depository (NSDL) in your name. Your funds are kept in client bank accounts that are separate from the company's own money, as SEBI rules require. Exchanges also run regular inspections of every member broker.