PCJ HOLDINGS
Udaan Aapki, Sahara Hamara
Book a ConsultationOpen Demat Account
Home/Insights
Blog & Insights

PCJ Insights

Markets, wealth and plain-language guides from the PCJ desk. General information and perspective — not investment advice.

From the PCJ Desk

Original, plain-language explainers — written by our desk, grounded in SEBI and exchange sources.

Delhi NCR

Stock broker in Noida & Gurgaon

How to open a demat account across Noida, Gurugram and Delhi NCR — online, with a real RM.

Read →
Delhi

Stock broker in South Delhi

Choosing a broker in Saket, GK and Nehru Place — account opening, charges and how to verify.

Read →
Demat

Demat account in Delhi NCR

Documents, the online eKYC steps and the real charges to open a demat account across the NCR.

Read →
Mutual Funds

SIP investment guide

How SIPs work — rupee-cost averaging, compounding, and how to start one the right way.

Read →
Tax

ELSS tax-saving funds (80C)

Save tax under Section 80C with the shortest lock-in — how ELSS works and how gains are taxed.

Read →
Mutual Funds

Direct vs regular mutual funds

The real difference in cost and returns — and when a distributor's guidance is worth it.

Read →
Commodities

MCX commodity trading guide

Gold, silver, crude and metals on MCX — futures, margins, timings and the risks to know.

Read →
Derivatives

Futures & options basics

Calls, puts, margins and leverage explained — and why F&O is high-risk for beginners.

Read →
IPO

How to apply for an IPO

Apply with UPI or ASBA, understand lots and cut-off, and how allotment actually works.

Read →
Tax

Capital gains tax on shares & funds

STCG vs LTCG, holding periods and the equity exemption — how your gains are taxed.

Read →
Guide

How to choose a stock broker in India

A plain-English checklist: SEBI registration, charges, platform, support, and full-service vs discount.

Read →
Guide

How to open a demat account in India

The documents you need, the online eKYC steps, and the real charges to expect.

Read →
Safety

Is your broker SEBI-registered? How to verify

Check a broker's SEBI number in two minutes — and spot the red flags of fraud.

Read →
Delhi

Stock broker in Delhi: choosing a local broker

How to pick a local, SEBI-registered broker — and what a nearby relationship manager adds.

Read →
Guide

Brokerage & demat charges, explained

Every charge you actually pay to trade in India, and how to compare brokers on real cost.

Read →
Beginners

Choosing your first stock broker

A beginner-friendly checklist — what matters, what to ignore, and how to start safely.

Read →
Partner

Become a sub-broker or MF distributor

Eligibility, registration steps and how you earn as an Authorised Person or ARN-holder.

Read →
Investor protection

How SEBI protects you

SCORES 2.0, SMART ODR and voluntary account freezing — the three tools every investor should know.

Read →
Markets

T+1 & T+0 settlement, explained

Why India moved to next-day settlement and how the new optional same-day (T+0) cycle works.

Read →
Regulation

Nomination: the 2025 rules

What SEBI’s 2025 nomination rules changed for demat and mutual-fund accounts — and how to comply.

Read →

Investing Guides · how-tos & explainers

Guide

How Much to Start Investing?

You don't need lakhs — the real minimum to begin investing in India.

Read →
Guide

Demat & Trading Charges Explained

Every charge on a trade — brokerage, STT, DP, GST — with a worked example.

Read →
Guide

SIP vs Lumpsum

Which suits you, rupee-cost averaging, and why time in the market matters.

Read →
Guide

Gold: SGB vs ETF vs Physical

Three ways to own gold in India, compared on cost, safety and tax.

Read →
Guide

ELSS Tax-Saving Funds (80C)

Equity investing with a Section 80C deduction and the shortest lock-in.

Read →
Guide

NPS for Retirement

Tiers, tax benefits and how to start the National Pension System.

Read →
Guide

Corporate Bonds & NCDs

Fixed income beyond the bank FD — and the one risk that matters most.

Read →
Guide

Understanding Your CAS

One statement for your whole portfolio — NSDL, CDSL, CAMS & KFintech.

Read →
Guide

Reading a Fund Factsheet

Objective, holdings, expense ratio and riskometer — in two minutes.

Read →
Guide

Emergency Fund First

How much, where to keep it, and why it comes before investing.

Read →

Markets & News · archived editions

News Tracker

News Tracker — 12th December 2025

The moves, data and headlines that shaped the trading day, in a quick read.

Read →
News Tracker

News Tracker — 11th December 2025

A fast read on the overnight cues, key data and stock-specific headlines before the open.

Read →

Wealth & HNI

Wealth

HNI Wealth Management in India

How high-net-worth families structure portfolios, and what a private-client desk actually does.

Read →
Wealth

Setting Up a Family Office in India

When it makes sense, how it is structured, and the questions to ask first.

Read →
Mutual Funds

Direct vs Regular Mutual Funds

What the difference really costs you over time — and when guidance is worth paying for.

Read →

Guides & Learning

Learn

Stock Market Basics

How the market works, from shares and exchanges to placing your first order.

Read →
Learn

Mutual Funds & SIP

Why disciplined, regular investing beats trying to time the market.

Read →
Learn

Understanding F&O

Futures and options explained simply — and why they demand respect.

Read →

Looking for our email editions? Browse all PCJ Newsletters, or explore the full Knowledge Center, the free Study Material hub and the Glossary.

Stay in the loop

Get PCJ insights in your inbox

Market notes, learning guides and newsletters — occasional, useful, and free. No spam, unsubscribe anytime.

By subscribing you agree to receive emails from PCJ Holdings. We never share your data.