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PCJ Insights

Markets, wealth and plain-language guides from the PCJ desk. General information and perspective — not investment advice.

From the PCJ Desk

Original, plain-language explainers — written by our desk, grounded in SEBI and exchange sources.

Investor protection

How SEBI protects you

SCORES 2.0, SMART ODR and voluntary account freezing — the three tools every investor should know.

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Markets

T+1 & T+0 settlement, explained

Why India moved to next-day settlement and how the new optional same-day (T+0) cycle works.

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Regulation

Nomination: the 2025 rules

What SEBI’s 2025 nomination rules changed for demat and mutual-fund accounts — and how to comply.

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Markets & News · archived editions

News

News Tracker — 12 December 2025

The moves, data and headlines that shaped the trading day, in a quick read.

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News

News Tracker — 11 December 2025

A concise round-up of the market session and what drove it.

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Wealth & HNI

Wealth

HNI Wealth Management in India

How high-net-worth families structure portfolios, and what a private-client desk actually does.

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Wealth

Setting Up a Family Office in India

When it makes sense, how it is structured, and the questions to ask first.

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Mutual Funds

Direct vs Regular Mutual Funds

What the difference really costs you over time — and when guidance is worth paying for.

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Guides & Learning

Learn

Stock Market Basics

How the market works, from shares and exchanges to placing your first order.

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Learn

Mutual Funds & SIP

Why disciplined, regular investing beats trying to time the market.

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Learn

Understanding F&O

Futures and options explained simply — and why they demand respect.

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