From the PCJ Desk
Original, plain-language explainers — written by our desk, grounded in SEBI and exchange sources.
How SEBI protects you
SCORES 2.0, SMART ODR and voluntary account freezing — the three tools every investor should know.
Read →MarketsT+1 & T+0 settlement, explained
Why India moved to next-day settlement and how the new optional same-day (T+0) cycle works.
Read →RegulationNomination: the 2025 rules
What SEBI’s 2025 nomination rules changed for demat and mutual-fund accounts — and how to comply.
Read →Investing Guides · how-tos & explainers
How Much to Start Investing?
You don't need lakhs — the real minimum to begin investing in India.
Read →GuideDemat & Trading Charges Explained
Every charge on a trade — brokerage, STT, DP, GST — with a worked example.
Read →GuideSIP vs Lumpsum
Which suits you, rupee-cost averaging, and why time in the market matters.
Read →GuideGold: SGB vs ETF vs Physical
Three ways to own gold in India, compared on cost, safety and tax.
Read →GuideELSS Tax-Saving Funds (80C)
Equity investing with a Section 80C deduction and the shortest lock-in.
Read →GuideNPS for Retirement
Tiers, tax benefits and how to start the National Pension System.
Read →GuideCorporate Bonds & NCDs
Fixed income beyond the bank FD — and the one risk that matters most.
Read →GuideUnderstanding Your CAS
One statement for your whole portfolio — NSDL, CDSL, CAMS & KFintech.
Read →GuideReading a Fund Factsheet
Objective, holdings, expense ratio and riskometer — in two minutes.
Read →GuideEmergency Fund First
How much, where to keep it, and why it comes before investing.
Read →Markets & News · archived editions
News Tracker — 12th December 2025
The moves, data and headlines that shaped the trading day, in a quick read.
Read →News TrackerNews Tracker — 11th December 2025
A fast read on the overnight cues, key data and stock-specific headlines before the open.
Read →Wealth & HNI
HNI Wealth Management in India
How high-net-worth families structure portfolios, and what a private-client desk actually does.
Read →WealthSetting Up a Family Office in India
When it makes sense, how it is structured, and the questions to ask first.
Read →Mutual FundsDirect vs Regular Mutual Funds
What the difference really costs you over time — and when guidance is worth paying for.
Read →Guides & Learning
Stock Market Basics
How the market works, from shares and exchanges to placing your first order.
Read →LearnMutual Funds & SIP
Why disciplined, regular investing beats trying to time the market.
Read →LearnUnderstanding F&O
Futures and options explained simply — and why they demand respect.
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